Apply Online
Eligibility Criteria for a Modified Car Insurance policy with MCI (please read carefully)
You Must:
be 21 or over (applies to all drivers)
have least 1 years No Claims bonus gained in your name. (We are able to mirror NCB and also accept company car, commercial vehicle and motor trade NCB)
have held a Full UK drivers license for a minimum of 3yrs (applies to all drivers)
The car Must:
be worth over £1,000 and under £30,000 (cars above £25,000 will require additional security)
not be a BMW unless it is a Z3 or Z4 which we can quote. (We also quote Mini’s)
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you have been declared bankrupt, have an IVA, DRO or CCJ. Please call us for a quotation and notify the representative you speak with instead of applying online. Many insurance companies we work with often refuse to offer cover but we may still be able to provide a quotation depending on your circumstance. By filling out our form below you are confirming you have NOT been declared bankrupt or had an IVA, DRO or CCJ in the past 6 years
you have ever been cautioned or convicted of any non-motoring criminal offence
you have ever been refused any motor insurance or continuance thereof
you have ever had a claim payment refused, or a claim repudiated due to non-disclosure or fraudulent behaviour
If you have already had a quotation from us before, please use the Retrieve Quote option
Commercial Use
Unfortunately we no longer offer insurance policies for Modified Commercial Vehicles, we are sorry we cannot be of assistance at this time.
Or call us on 01277 376001
By filling out a quote form or calling us for a quotation, you are agreeing to our Terms and Conditions, Privacy Policy and the Eligibility Criteria above.